How a Pedestrian with No Insurance Gets Medical Attention When Struck by a Car

When an auto accident involves a pedestrian or bicyclist, it’s highly likely the pedestrian or bicyclist suffers more significant injury than the driver of the car. Many times those injuries require hospitalization or some medical care. What if you don’t have health insurance?

Florida’s Motor Vehicle No-Fault Law
Florida’s Motor Vehicle No-Fault Law (627.700) requires that motor vehicle insurance provides to the policyholder benefits for medical, surgical, disability, and funeral expenses regardless of fault. This coverage extends to relatives living in the same house as the policyholder, as well as anyone driving the insured vehicle, any passengers within it, and anyone outside of the vehicle injured during an accident. The motor vehicle no-fault law was created to make sure those injured in a pedestrian-motor vehicle accident get the medical treatment they need.

Pedestrian/Cyclist Rights
If you are the pedestrian or bicyclist involved in the accident and you or anyone you live with has auto insurance, you can qualify for up to $10,000 in medical benefits for injuries and lost wages incurred as a result of the accident. If you do not have motor vehicle insurance, and you don’t live with someone who does, the insurance coverage associated with the vehicle that collided into yours will cover you and your damages.

What About Other States?
Although states offer similar protection, it’s essential to read out-of-state policies to determine what benefits are available to injured pedestrians/bicyclists involved in a pedestrian-auto accident. Some policies offer additional benefits aside from medical compensation, depending on the circumstances of the accident.

Get Help Filing Your Accident Injury Claim
When involved in an accident as a pedestrian or bicyclist, you need the help of an experienced and aggressive attorney who will help you file your claim and fight to make sure you get what you’re entitled to receive.

Personal Injury Accident Attorneys
Call Dan Newlin Injury Attorneys at 800-257-1822. They’ve handled over 10,000 personal injury cases and have experience dealing with insurance companies. Dan Newlin Injury Attorneys have the answers to your questions and are ready to fight for you.