What is Personal Injury Protection? (PIP)

There are a lot of different questions that arise when it comes to Personal Injury Protection or PIP. To begin with, PIP is a mandatory coverage that automobile insurance companies provide. It is governed by the Florida Statute 627.736(1). This statute states that an insurance company is required by law to provide their insured customer with a minimum coverage if that person is involved in an automobile accident. The law in Florida requires a minimum of $10,000 in PIP insurance. In the event of an accident it will cover or reimburse the following expenses: 80% of any and all medical bills relating to injuries sustained, 60% of any loss of income, 80% of prescriptions as a result of an injury and reimbursement of mileage to and from any medical facility.

Who can benefit from PIP?

Following an accident, regardless of who is at fault, each person involved will report to their respective insurance company for PIP coverage. If a driver is not covered by an automobile insurance policy they may still be able to qualify for PIP benefits through other means. This is possible if they are residing with a relative who owns an insured vehicle or if they were riding in a vehicle that is already insured.

Remember! If you are in an accident, the most important thing is to seek medical attention if you think you need it, regardless of your PIP status. Call Dan Newlin Injury Attorneys at 800-257-1822:

Dan Newlin Injury Attorneys are always willing to provide a free consultation to both clients and any victims of automobile accidents. Following an accident, the most important thing is to be informed about the process. With a few simple questions, we will be able to tell you if you meet the requirements for PIP and under what policy you would receive it from. Failing to open a PIP claim with an insurance company can lead to an accumulation of medical bills in your name.