What if I’m Hit by an Automobile While Riding My Bicycle?

Your auto insurance policy should cover some of your expenses anytime you are involved in an accident involving an automobile. This means you will be covered whether you’re walking, riding a bike, scooter, skateboard, etc..

In other words, as long as a car was involved, you should be able to receive benefits even if you weren’t in the car during the time of the accident.

Personal Injury Protection (PIP)
Florida state law requires every driver to carry Personal Injury Protection (PIP) coverage on their insurance policies. This coverage provides for up to 80% of your medical bills (up to $10,000). In addition, PIP pays a portion of lost wages and also helps cover mileage reimbursements to and from medical facilities for as long as you receive treatment for the injuries sustained during the accident.

Uninsured Motorist Coverage
If you don’t have PIP, you may still be able to receive benefits from the at-fault driver’s insurance. If the at-fault driver does not have insurance, you should be able to file a claim against your Uninsured Motorist Coverage. This can be done using either your insurance policy or the policy of a family member you live with.

Repair or Replacement of my Bike
Just like an accident involving multiple cars, if you are struck by a car while riding a bike, you are entitled to a replacement or repairs. Items such as bicycles are considered property, and insurance covers damage to property.

If it’s determined that the driver of the car was at fault, and that driver carries insurance, the at-fault driver’s insurance company should compensate you for the repair, or for the replacement of your property.

Make sure you document the accident by taking quality pictures of both the damaged property and the scene of the accident. Make sure to include pictures of any impediments that may have contributed to the accident.

Bike Accident Injury Attorney
Call Newlin Injury Attorneys at 800-257-1822 if you’ve been involved in an accident with a car and questions about filing a claim.

Accidents involving a bike and a car can be more complicated due to the fact that bicycle riders are often cited as the at-fault party by law enforcement.

When you call us, our team will immediately begin an extensive investigation into your accident, and we’ll fight to make sure you get the compensation you’re entitled to receive.

The consultation is free. The resolution could be priceless.